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LOWES COMPANIES INC

LOW · NYSE · CIK 0000060667

SIC 5211

Retail-Lumber & Other Building Materials Dealers

Category

Retail

Entity

operating

Incorp.

NC

Fiscal Y/E

0131

Source: SEC EDGAR · All filings on SEC →

Investment Indicators

$226.14

-3.06 (-1.34%)

Open

$228.00

High

$229.00

Low

$224.50

Prev Close

$229.20

Volume

1,561,814

52W High

$291.66

52W Low

$206.27

50-day MA

$241.74

Quote as of: 2026-05-11

Market Cap

$129.31B

P/E

19.50

P/B

321.82

PEG

2.40

EPS

11.84

BPS

-17.68

Dividend Yield

2.04%

Beta

0.90

ROE

-67.10%

ROA

12.29%

D/E Ratio

-6.46

Current Ratio

1.08

Gross Margin

33.48%

Operating Margin

11.77%

Net Margin

7.71%

Book Value/Share

$-17.68

Intrinsic Value Estimates

Multiple valuation methods, each with its own assumptions — outputs can diverge widely

Median consensus (4 methods)

$83.99B

Overvalued +54.0%
MethodImplied market capvs current

Graham Number

√(22.5 × 순이익 × 자본)

순이익 또는 자본이 0 이하

Graham Formula

순이익 × (8.5 + 2 × 성장률%)

N/A

Justified P/E

순이익 × 산업 평균 P/E

$99.81B+30%

P/B 배수

자본 × 산업 평균 P/B

자본이 0 이하

P/S 배수

매출 × 산업 평균 P/S

$172.57B-25%

DCF (Gordon)

CF × (1+g) / (r − g)

$68.16B+90%

DDM (Gordon)

D × (1+g) / (r − g)

$23.48B+451%
▶ Detailed analysis — formula walk-through & scenarios

Why this conclusion

Of the 7 valuation methods, 4 were applicable. Their median fair-value lands +54.0% below the current market cap → the stock trades above most formulas' estimates (overvalued). 3 methods flag overvalued, 1 flag undervalued, the rest land within fair range. Read each formula's assumptions below before treating any single number as the answer.

Graham Number

√(22.5 × 순이익 × 자본)

Not applicable: 순이익 또는 자본이 0 이하

Graham Formula

순이익 × (8.5 + 2 × 성장률%)

Not applicable: -

Justified P/E

Overvalued +29.6%

순이익 × 산업 평균 P/E

Current

$129.31B

Implied fair

$99.81B

Gap (current − fair)

+$29.50B(+29.6%)

NetIncome = $6.65B
Industry P/E = 15×
$6.65B × 15 = $99.81B
  • 산업 평균 PER 15x 가정 (사용자 정의 가능)
  • 동종 업종 비교가 핵심 — 산업별 평균 P/E 사용 권장

P/B 배수

자본 × 산업 평균 P/B

Not applicable: 자본이 0 이하

P/S 배수

Undervalued -25.1%

매출 × 산업 평균 P/S

Current

$129.31B

Implied fair

$172.57B

Gap (current − fair)

$-43.26B(-25.1%)

Revenue = $86.29B
Industry P/S = 2×
$86.29B × 2 = $172.57B
  • 산업 평균 PSR 2x 가정
  • 매출 기반 — 적자 기업·신생 기업에 적용 가능
  • 이익률 차이 무시

DCF (Gordon)

Overvalued +89.7%

CF × (1+g) / (r − g)

Current

$129.31B

Implied fair

$68.16B

Gap (current − fair)

+$61.14B(+89.7%)

FCF = $7.65B
Discount r = 4.0% + 5.0% = 9.0%
Growth g = -2.0%
$7.65B × (1 + -2.0%) / (9.0% − -2.0%) = $68.16B
  • 현금흐름 입력: FCF (잉여현금흐름)
  • 할인율 9.0% (무위험 4.0% + 주식위험프리미엄 5.0%)
  • 영구 성장률 -2.0% (실질 GDP 수준)

DDM (Gordon)

Overvalued +450.6%

D × (1+g) / (r − g)

Current

$129.31B

Implied fair

$23.48B

Gap (current − fair)

+$105.82B(+450.6%)

Dividend D = $2.64B
Discount r = 9.0%
Growth g = -2.0%
$2.64B × (1 + -2.0%) / (9.0% − -2.0%) = $23.48B
  • 배당 입력: 실제 지급 배당
  • 할인율 9.0%
  • 배당 영구 성장률 -2.0%

DCF sensitivity: discount rate × terminal growth

Each cell is the (current vs FCF × (1+g) / (r − g)) discount % under the assumed growth g and discount r.

g \ r7%8%9%10%11%
1%+0.4%+17.1%+33.9%+50.6%+67.3%
2%-17.2%-0.6%+16.0%+32.6%+49.1%
3%-34.4%-18.0%-1.5%+14.9%+31.3%
4%-51.2%-35.0%-18.7%-2.5%+13.8%
5%-67.8%-51.7%-35.6%-19.5%-3.4%

DDM sensitivity: discount rate × dividend growth

Each cell is the discount % vs Dividend × (1+g) / (r − g) under the assumed growth g and discount r.

g \ r7%8%9%10%11%
1%+191.4%+240.0%+288.5%+337.1%+385.7%
2%+140.5%+188.6%+236.6%+284.7%+332.8%
3%+90.5%+138.1%+185.8%+233.4%+281.0%
4%+41.5%+88.7%+135.8%+183.0%+230.2%
5%-6.6%+40.2%+86.9%+133.6%+180.3%

All estimates rest on strong assumptions. Treat the spread, not any single number, as the signal.

Financial Statements

In USD millions (per-share figures shown directly) · Financials as of: 2026-03-23

Income Statement

FY20252024202320222021
Revenue86,28683,67486,37797,05996,250
Cost of Revenue57,40155,79757,53364,80264,194
Gross Profit28,88527,87728,84432,25732,056
Operating Income10,15310,46611,55710,15912,093
Net Income6,6546,9577,7266,4378,442
EPS (Basic)11.8712.2513.2310.2012.07
EPS (Diluted)11.8512.2313.2010.1712.04

Balance Sheet

FY20252024202320222021
Total Assets54,14443,10241,79543,70844,640
Current Assets20,95520,35819,07121,44220,060
Cash & Equivalents9821,7619211,3481,133
Total Liabilities64,06157,33356,84557,96249,456
Current Liabilities19,46318,75715,56819,51119,668
Long-term Debt39,81935,31935,77033,27024,285
Total Equity-9,917-14,231-15,050-14,254-4,816

Cash Flow

FY20252024202320222021
Operating CF9,8649,6258,1408,58910,113
Investing CF-12,264-1,738-1,901-1,309-1,646
Financing CF1,621-7,047-6,666-7,049-12,016
CapEx2,2131,9271,9641,8291,853
Dividends Paid2,6362,5662,5312,3701,984

📄 SEC Filings

Other filings (85)
SCHEDULE 13G

SCHEDULE 13G

xslSCHEDULE_13G_X02/primary_doc.xml

2026-05-06

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SCHEDULE 13G

SCHEDULE 13G

xslSCHEDULE_13G_X02/primary_doc.xml

2026-04-30

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ARS

ARS

ARS

2026-04-16

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DEFA14A

DEFA14A

DEFA14A

2026-04-16

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2026-04-02

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2026-04-02

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2026-04-02

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2026-04-02

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2026-04-02

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2026-04-02

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2026-04-02

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2026-04-01

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2026-04-01

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2026-04-01

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2026-04-01

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SCHEDULE 13G/A

SCHEDULE 13G/A

xslSCHEDULE_13G_X02/primary_doc.xml

2026-03-27

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4

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FORM 4

2026-03-05

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144

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xsl144X01/primary_doc.xml

2026-03-04

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4

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2026-01-12

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144

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xsl144X01/primary_doc.xml

2026-01-09

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SCHEDULE 13G/A

SCHEDULE 13G/A

xslSCHEDULE_13G_X01/primary_doc.xml

2026-01-07

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4

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2026-01-02

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2025-12-16

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2025-11-25

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SCHEDULE 13G/A

SCHEDULE 13G/A

xslSCHEDULE_13G_X01/primary_doc.xml

2025-10-31

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4

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2025-10-02

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2025-10-02

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424B2

424B2

424B2

2025-09-25

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FWP

FWP

FWP

2025-09-23

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424B5

424B5

424B5

2025-09-23

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4

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FORM 4

2025-09-16

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2025-09-12

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144

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xsl144X01/primary_doc.xml

2025-09-11

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2025-09-08

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xsl144X01/primary_doc.xml

2025-09-05

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2025-08-27

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xsl144X01/primary_doc.xml

2025-08-26

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2025-08-21

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144

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xsl144X01/primary_doc.xml

2025-08-20

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SCHEDULE 13G

SCHEDULE 13G

xslSCHEDULE_13G_X01/primary_doc.xml

2025-07-30

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2025-07-02

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2025-06-17

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11-K

11-K

FORM 11-K

2025-06-17

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2025-06-12

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144

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2025-06-10

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xsl144X01/primary_doc.xml

2025-06-03

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SD

SD

FORM SD

2025-05-29

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8-K/A

8-K/A

8-K/A

2025-05-21

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ARS

ARS

ARS

2025-04-17

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DEFA14A

DEFA14A

DEFA14A

2025-04-17

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2025-04-03

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LOWES COMPANIES INC (LOW) — Retail-Lumber & Other Building Materials Dealers | Sera Economics